With more people pursuing entrepreneurial opportunities, group health insurance is becoming less and less common. For self-employed and small business owners, group health insurance is often either inaccessible or cost-prohibitive for the size of their business. If you have recently branched out into working for yourself, you'll need to secure some sort of health insurance for yourself and your family. Here's a look at some of the things you need to consider as you're evaluating different health insurance quotes.
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Why You May Want To Change Plans During Open Enrollment
If you are relatively new to Medicare, you may soon be experiencing your first open enrollment season. Open enrollment usually goes from the middle of October to the end of the first week in December. This six-week period is a time each year when you can change your Medicare Advantage plan with no penalties or additional costs. There are several reasons why you may want to change your plan, including but not limited to the following.
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3 Types Of Health Insurance Plans And Benefits Of Each
Maybe you have never had your own health insurance plan before, or you got a new job and your employer offers different health insurance plans. Whatever the case, it's important to understand the different kinds of health insurance plans. Each type of plan comes with its own unique benefits.
To help you decide which one best suits your needs, here are three types of health insurance plans and the benefits of each.
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5 Must-Ask Questions Before Choosing A Medigap Plan
Whether you're currently enrolled in Medicare or are getting a head start on exploring your coverage options, one additional type of coverage you may want to consider is a Medigap policy. Specifically, Medigap plans are a type of supplemental coverage that are designed to pay for certain procedures and medical services that your standard Medicare policy may not otherwise cover.
As you shop for Medigap policies, taking the time to ask a provider a few key questions can help you decide on the plan that's right for you.
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