Why You May Want To Change Plans During Open Enrollment

If you are relatively new to Medicare, you may soon be experiencing your first open enrollment season. Open enrollment usually goes from the middle of October to the end of the first week in December. This six-week period is a time each year when you can change your Medicare Advantage plan with no penalties or additional costs. There are several reasons why you may want to change your plan, including but not limited to the following. [Read More]

3 Types Of Health Insurance Plans And Benefits Of Each

Maybe you have never had your own health insurance plan before, or you got a new job and your employer offers different health insurance plans. Whatever the case, it's important to understand the different kinds of health insurance plans. Each type of plan comes with its own unique benefits. To help you decide which one best suits your needs, here are three types of health insurance plans and the benefits of each. [Read More]

5 Must-Ask Questions Before Choosing A Medigap Plan

Whether you're currently enrolled in Medicare or are getting a head start on exploring your coverage options, one additional type of coverage you may want to consider is a Medigap policy. Specifically, Medigap plans are a type of supplemental coverage that are designed to pay for certain procedures and medical services that your standard Medicare policy may not otherwise cover. As you shop for Medigap policies, taking the time to ask a provider a few key questions can help you decide on the plan that's right for you. [Read More]

Your Employer-Offered Health Insurance Might Not Be The Best Option

When it comes to health insurance coverage, some people assume that their employer-issued group plan is the best option available. However, it's not always the case. In some instances, an individually purchased plan is a better option all around. Choice If there is one possible benefit of an employer-offered health insurance plan, it would have to be the fact that the employer does all the work for you. Employers comb through policies and select which one they will offer, and as a result, which physicians and healthcare facilities you can visit with coverage. [Read More]