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Protecting Those You Love the Most

Have you recently started your first business? Perhaps, you worked for the same employer for many years before becoming an entrepreneur. If you can relate to this scenario, your employer may have provided you with health insurance. Because you’re now self-employed, you might not have any coverage. If protecting those you love the most is your top priority, searching for the right health insurance plan for you and your family sooner rather than later is crucial. When looking at prospective policies, pay particular attention to the amounts of monthly premiums, annual deductibles, and annual maximum out-of-pocket expenses. On this blog, I hope you will discover the definitions of common, important terms included in medical insurance policies. Enjoy!

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The Top Reasons to Get Insurance to Supplement Medicare

Posted on September 1, 2023

As you age, your healthcare needs become more complex, and you rely more heavily on medical services than ever before. After a lifetime of contributing to Medicare, many seniors are disappointed to realize it only covers a portion of their healthcare costs. This is where additional insurance, known as Medicare Supplement Insurance or Medigap, comes in. Here are some of the top reasons why getting insurance to supplement Medicare is a wise investment in your long-term well-being. [Read More]

FAQs About Individual Health Insurance

Posted on December 15, 2022

Do you need individual health insurance? If you recently left your job and your employer-sponsored policy is about to end, take a look at what you need to know about your coverage options and how to choose an individual health insurance provider. Do You Need Health Insurance?  You should have health insurance. According to the U.S. Centers for Medicare and Medicaid Services, the federal tax penalty for lack of insurance coverage is no longer applicable. [Read More]

5 Tips To Getting The Most Out Of Your Medicare Insurance

Posted on December 13, 2022

Medicare provides healthcare for seniors and people with disabilities. As of June 2021, over 83 million people received Medicare. While supported with government money, recipients still need to contribute to their health care expenses. Learn how you can get the most value out of your Medicare insurance. 1. Learn About Your Plan In Detail  The3 basic Medicare plans are:  Part A -  inpatient/hospital coverage Part B - outpatient/medical coverage Part D - prescription drug coverage A rep can help you pick the best plan for you and explain the details to you. [Read More]

How Enrolling In A Medicare Supplement Plan Makes It Easier To Manage Your Finances During Retirement

Posted on August 31, 2022

Traditional Medicare helps reduce your medical expenses during retirement, but it doesn't cover the entirety of your medical bills — you're still expected to pay a portion out of pocket. Medical expenses can be highly variable, so these out-of-pocket expenses can make it harder to manage your finances during retirement if you need frequent medical care. One way that you can simplify budgeting is to sign up for a Medicare Supplement plan. [Read More]